Shutterstock Investing in biotechnology — manipulating biological systems and organisms to create new products — could impact your future in more ways than one. While biotechnology isn’t a slam-dunk on the stock market due to factors like the high cost of research and development (R&D), you can still profit from holding biotech stocks. When deciding...
Shutterstock Following the “barbell strategy” sounds like something you do to train for a weightlifting competition. But it has nothing to do with lifting heavy objects. Rather, it describes a technique that involves investing in both very risky and very safe investments, or short-and long-term bonds, to minimize overall risk. This strategy can be used...
Shutterstock Like any other business or investment, rental property investors want to make a profit. In general, to maximize profits, real estate investors need to increase annual income, reduce annual expenses, or both. Since taxes are a significant part of the cost of ownership, reducing expenses includes reducing tax liabilities. Rental properties have unique tax...
Cybersecurity is a critical service that prevents problems like malware erasing a system, your database being broken into, or the theft of personal information. It protects data, networks, and devices while ensuring the integrity, confidentiality, and availability of information. Spending on cybersecurity has grown due to the COVID-19 pandemic because remote work has rapidly expanded....
Bonds are a way to loan money to corporations or the government. These entities issue bonds to raise money and you can purchase a bond with a specific interest rate – interest is paid overtime and when the bond matures your initial investment is returned to you. Bonds can be bought and sold on secondary...
Between inflation and fears of a recession, you’re probably paying attention to the economy more closely these days. The Federal Reserve is on a mission to get record-high inflation under control. One way they’re trying to do this is by increasing interest rates. The logic? Higher interest rates make borrowing money more expensive. In theory,...
The single-family home real estate industry is changing quickly. What used to be an investment opportunity that had a relatively high barrier to entry has been opened up to the masses. Thanks to real estate technology, everyday people — homeowners or not — are now able to get a small slice of rental properties in...
Mutual funds are one of the most popular investment vehicles for passive investors. They’re professionally managed by firms and track indices like the S&P 500. Mutual funds allow investors to benefit from high-growth companies by pooling their resources together. However, mutual funds typically charge a small expense fee — often ranging between 0.5% to even...
Shutterstock Finding the right tools and resources to help their business grow is a big challenge for small business owners. That’s where Relay comes in handy. It’s a fully digital banking platform that offers free business checking for solopreneurs and small business owners. It minimizes costs while making it easier to manage budgets across distributed...
New investors and seasoned veterans alike could find a good fit for their needs at M1 Finance. M1 is a brokerage with no regular investment fees and a delectable twist. They offer the ability to allocate your portfolio using Pies, a visual tool to divvy up your portfolio by percentages into stocks and ETFs, and...